CREDIT ANALYSIS AND FINANCIAL MODELLING

Credit Analysis andFinancial Modelling FlierAlthough macroeconomic variables influence credit risk, the quality of loans and their subsequent performance are highly affected by micro and individual institution factors. Many banks and other financial institutions have lost money or collapsed from contagion effects due to their failure to correctly analyse credit risks. Effective counter and preventive credit risk management systems including correct analysis of credit risk, assessing the appropriate return and foreseeing downside risks are crucial for financial institutions to avoid losses, maximise returns and optimise capital usage. This course introduces more advanced analytical techniques and models for assessing, limiting and off-setting credit risks.

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