Background

It is crucial for financial institutions, including commercial banks, investment banks, and microfinance institutions, to effectively manage their credit to reduce financial risks. These risks include the possibility of default or non-repayment by borrowers. As lenders, financial institutions play a vital role in providing loans to businesses, which inherently involves credit risk.

Course Objectives

• To equip participants with the requisite knowledge and skills to manage financial risks and minimise bad debts.
• To equip participants with the knowledge and skills to understand and apply credit assessment policies and their control mechanisms.

Course Content

• Definition and importance of credit management
• Objectives and key players in credit management
• Effective credit and collection policies
• Credit application and approval process
• Credit Analysis and Risk Assessment
• Negotiation & reconciliation techniques
• Improve cash flows with effective credit control management
• Identify insolvency signs and take appropriate action
• Counter debtor delay tactics
• Understanding the legal procedures in debt recovery
• Application of automation in CRM process

Target Group

Credit Officers, Investment Bankers, Management Consultants, Bond Credit Analysts, Fixed Income/Credit Traders, Fund Managers, Treasurers, Compliance Officers, Risk Managers, and Financial Decision Makers in Companies.

NB: Tuition fees cover tuition, training materials, lunch and refreshments only.