Background

Retirement Planning is essential for individuals of all backgrounds and income levels because it empowers individuals to achieve financial independence and peace of mind in their later years.

• Relying solely on government benefits or a last-minute plan is unlikely to support your preferred lifestyle after you stop working.

• Retirement planning helps you systematically save and invest during your working life, building a financial cushion to provide steady income and maintain your standard of living in retirement.

• Medical expenses tend to increase with age. Retirement planning creates a buffer to address both expected and unexpected healthcare needs, including long-term care, without derailing your finances.

• The cost of living rises over time, eroding purchasing power. A well-crafted retirement plan allows your savings and investments to outpace inflation, ensuring your money retains value throughout retirement.

• Planning ahead allows you to remain self-sufficient, sparing your family members from financial responsibility and helping you maintain autonomy and dignity in your later years.

Course Objectives

To equip participants with a clear understanding of the principles of retirement planning and a practical framework to create a personalized action plan for achieving their financial and lifestyle goals in retirement.

Course Content

• The Foundation: Envisioning and Quantifying Your Retirement.

• The Three Pillars of Retirement Funding.

• Growing Your Nest Egg: Investment Strategies.

• The Fundamentals of Investing for Retirement.

• Overview of Investment Options.

• Developing Your Personal Investment Strategy.

• Protecting Your Future: Risk Management & Estate Planning.

• Your Personalised Action Plan.

Target Group

• Early to mid-career professionals looking to start planning.

• Individuals approaching retirement seeking to consolidate and optimize their plans.

• Human Resources professionals who wish to better guide employees on retirement matters.

• Anyone seeking to gain financial literacy and security for their later years.

Please Note: While we strive to keep training details consistent, venues and dates are subject to change. You will be notified of any alterations in advance.